Low "volatility" and growing income with Dividend Aristocrats for retirees and foundations

For retired people, foundations etc investing for short term income, Dividend Aristocrats could be the ticket. 

Dividend Aristocrats and Kings are companies that have increased their stock dividends for many years. 

Many investors who are worried about "risk" and "volatility" don't invest 100% in equities (stocks) because they don't want to "lose" money in the years that stocks go down in price. 

Below you see the market price of an index of Global Dividend Aristocrats...People and foundations might want to avoid dips like 2020... 

On the other hand if you are not selling the stocks but only spending the dividends, the swings in market price to buy our selling the underlying stocks are mostly irrelevant. The dividends these companies have paid out is very smooth, also in years like 2020 and during the Great Financial Crisis of 2008 and 2009.

In theory the "volatility" is high and the investment is thus "risky" in practice less so:  

The graph above: 

Assuming a $1,000,000 investment in the S&P 500 Dividend Aristocrats Index at the beginning of 2005, without reinvestment of dividends, the estimated annual dividends received (based on historical index performance and an annualized dividend growth rate of 8.1%) are as follows:

 

- 2005: $23,560

- 2006: $25,470

- 2007: $27,530

- 2008: $29,760

- 2009: $32,150

- 2010: $34,750

- 2011: $37,560

- 2012: $40,580

- 2013: $43,870

- 2014: $47,420

- 2015: $51,260

- 2016: $55,410

- 2017: $59,890

- 2018: $64,740

- 2019: $69,980

- 2020: $75,650

- 2021: $81,780

- 2022: $88,400

- 2023: $95,560

- 2024: $103,300

- 2025: $111,670

 

The total dividends received from 2005 to the end of 2025 would be approximately $1,178,670.

Total Extrapolated Amount

If this growth rate continues, the total amount of dividends you would collect over the next 10 years (2026 to 2035) would be $1,756,141.70

Total amount $1,2 + $1,7 = $2,9 million in dividend to give to charity over 30 years. Whilst basis market to mark value increases over the long term as well, but is variable. This short and middle variation in “quoted value” can be seen as “risk” but is irrelevant for the charities outcome (donations and spending) year by year.  The same can be said for someone who is retired. 

A possibility:

State Street SPDR S&P Global Dividend Aristocrats UCITS ETF